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Lender for Life Postcards for Mortgage Agents

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In a Seller’s Market

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Buyers in a seller’s market can get what they want; especially when working with the right real estate professional. I know the ins and outs of the home buying process. Not only will I save you time but provide insight in the current market. Call me to get started.

 

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Spring Into Action

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Spring is around the corner. The days are getting longer, and warmer. Creating a perfect combination to think about moving up, downsizing or investing in real estate, I’d love to help you find the perfect property. Give me a call to get started today!

 

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I feel loved

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Sharing is caring. By referring me to your friends and family you are helping my business grow. I hope you’ll share my name and contact information with others. Your referrals are the best compliment. I sincerely appreciate each one.

 

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There are far, far better things ahead than any we leave behind.

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I’m looking forward to another great year. I hope for many opportunities to help you make the year your best one yet. If you have any friends or family who could benefit from my professional knowledge, I would be grateful if you passed on my information.

 

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Sending Warm Seasons Greetings

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Thank you for the opportunity to assist you. I hope that we have many years of friendship and business ahead of us. If you know anyone who I can help please do not wait to pass on my information. I look forward to helping you and your friends in the future. Happy Holidays.

 

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Thank You for a Wonderful Year!

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I am so grateful for my clients. You have made my business what it is today and my life would not be the same without you! If you know anyone who may benefit from my professional help I would love the opportunity to work with them. Please pass along my information.

 

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Perks of Being a Homeowner
Borrowing Power

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Your home loan gives you more bargaining power than if you didn’t have a property to use as collateral. This isn’t just for secure lending, you can use it in unsecured lending as well, depending on who is scoring your credit. If you have some questions about homeownership I am only a phone call away.

 

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Perks of Being a Homeowner
Savings Over Time

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Rent prices will often rise drastically after the term of your lease and you don’t accrue equity. That’s not the case when you own your home. Your monthly payments to your loan may be the same for many years, while your equity grows, making budgeting a little easier to do. If you’re ready to save some money with a home give me a call!

 

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Perks of Being a Homeowner
Equity Will Grow With Each Payment

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With each loan payment, your equity will grow. It’s like a bonus savings account that comes along with your loan. The money can later be used to make home improvements or invest in a new home. If you have been thinking about buying a home or you are curious about your equity, contact me today to explore your options.

 

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Perks of Being a Homeowner
Building a Community

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There are several benefits to owning a home, not all of which are financial. Studies suggest there are many social benefits that correlate to owning a home. One is that homeowners are more satisfied with their personal situation than renters. When you own a home, you build a community and a sense of belonging. If you have been on the fence with owning a home, contact me today.

 

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Perks of Being a Homeowner
A Home can be Passed on to Family

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Buying a home is not just a financial investment but an emotional one. It will be a place you and your family will grow, so it is no surprise that a family home can become the greatest heirloom to pass on. If you’re ready to start growing in a place of your own, I’m only a phone call away.

 

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Perks of Being a Homeowner
Credit Builder

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Your credit score reflects the debts or money you owe. Your home loan can count up to 30% of your score. So adding a mortgage and keeping up with ontime payments can enhance your credit score. If you are curious about the other perks of being a homeowner please call.

 

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Perks of Being a Homeowner
Stabilized Housing Costs

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Your monthly payments to your loan will be the same each month. Even if your mortgage is an adjustable rate, it will have a cap for charges. This makes financial planning a little easier to account for when you know what to expect. With renting, you have the worry that at the end of your lease your rent will most likely increase. If you’re ready to start making payments to your own mortgage (rather than your landlord’s), I’m only a call away.

 

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Perks of Being a Homeowner
Tax Deductions

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As a home owner, you will be able to deduct mortgage interest and property taxes from your annual income taxes. This is money as a renter you would never see. If you have any questions about the tax or other benefits of homeownership, I am only a phone call away.

 

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Perks of Being a Homeowner
Creative Freedom

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In rentals, you do not get to pick the tiles in a bathroom or the style of sink but as a homeowner you are given creative freedom. From interior to landscaping, you can design an escape. If you're ready to find that escape, I can help you finance it.

 

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Cheers to a new year and another chance for us to get it right. ~ Oprah Winfrey

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It's a new year and a perfect time to make some changes to better yourself. If my professional knowledge could benefit you in any way this year please contact me. Or if you know anyone who is looking for a change please pass on my information. A referral is the best compliment.

 

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Sending you warm wishes this holiday season

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What a magical time of the year! I hope that the magic follows you throughout the season and into the new year. Please know, I am only a phone call away if I can assist you in any way. Happy Holidays.

 

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Taking a moment to say Thank You

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My business has grown because of you and your referrals. I just wanted to express how grateful I am that I am in your professional arsenal. I hope to continue growing my business in the next year. With your help of course. I look forward to assisting you or any of your friends and family.

 

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Common Pitfalls when Purchasing a Home: Not having a solid understanding of mortgage terms.
Education is the key to choosing the mortgage option that's right for you.

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Whether you're new to home buying, purchasing your third home, or have questions about refinancing, understanding your options can seem like an overwhelming and daunting task. I am here to help you navigate through all of the details to be sure we find the right solution for you. I guide my clients through the process and take the time necessary to ensure that they understand each step. If you know anyone in need of a mortgage, I'd love to share my knowledge and commitment to excellence with them as well. Remember, I appreciate your referrals.

 

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Common Pitfalls when Purchasing a Home: Not Knowing The Full Cost.
Don't wait for the closing to see the final price.

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Ask for an estimate. As your mortgage professional, I am here to help you understand the process and get you into a home. If you have been thinking of a move or know someone who is, please pass on my information. I look forward to working with you or any of your friends and family.

 

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Common Pitfalls when Purchasing a Home: Not getting an inspection.
There may be more work than what meets the eye.

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The floors are buffed, the counter tops are shiny, and every toilet flushes. You know and tested these things. What you might not know is that the foundation is silently cracking, the AC and heater are on their last leg and the roof is leaky when it rains. I'd love to recommend a reputable Home Inspector. I'm just a phone call away.

 

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Common Pitfalls when Purchasing a Home: Emotional attachment to a home.
You may love one aspect so much you don't consider the big picture.

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The moment you walked into that kitchen you could instantly picture yourself there. It's just too perfect to walk away from, but you haven't even seen the rest of the house. That dream kitchen could be luring you into your nightmare. Do not let one aspect hide the bigger picture. I'd be happy to assist you with that view. Or if you have friends and family thinking about moving up or refinancing, please pass on this card.

 

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Common Pitfalls when Purchasing a Home: Less than full commitment. On average it takes 12 weeks before finding the right home.

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12 weeks doesn't seem that long when you consider how long you've been thinking about your own home. Working with the right mortgage professional will make that time seem like it was a weekend. So stop delaying and start the process now.

 

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Common Pitfalls when Purchasing a Home: Small down payment
If you put down less than 20% you will have private mortgage insurance on the loan, which increases your monthly charges

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It can be hard to come up with 20% of the cost of a house. There are programs and other ways to help you accumulate the down payment. Contact me to discuss your options. I would be more than happy to help you or someone you know take one more step closer to homeownership.

 

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Common Pitfalls when Purchasing a Home: Not getting pre-approved for a mortgage
Having pre-approved Mortgage shows you mean business

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With a pre–approval, the lender verifies the borrower's information to determine exactly how much it would be willing to lend to that borrower. A pre–approval is not a loan commitment, but it helps speed up the underwriting, loan approval, and closing process. I'd be happy to help you get preapproval today.

 

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Common Pitfalls when Purchasing a Home: Not Establishing a Budget
Generally speaking The bigger the house, the bigger the bills

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Home ownership can come with many fees you may not be prepared for. Such as: HOA, a bigger utility bill, and the cost for maintenance to the interior and exterior. Establishing a budget will help you see the big picture and how much home you can afford without going over. There is a house that fits your budget and lifestyle and I can help you finance it.

 

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Common Pitfalls when Purchasing a Home: Lack of Credit
You typically need a 620 credit score to qualify for a conventional home loan

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If your credit score has kept you from purchasing a home, please call me. We can discuss ways to boost your score or find a loan program that will work for you. I would be with you every step of the way, so do not let the process overwhelm you. Please feel free to pass on my information to anyone you may know who wants to take the next step in home ownership.

 

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Opportunities don't happen.
You create them.
- Chris Grosser

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If my professional assistance can aid you in creating some opportunities this year, do not hesitate to contact me. It's a new year and a perfect time to make some changes to better yourself. I'd be happy to assist any way that I can.

 

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Peace, Love, Happiness…
May You Unwrap All of This and More This Holiday Season

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Among all the gifts under the holiday tree, I hope you and your family receive an abundance of peace, love and happiness to enjoy throughout the season and the coming New Year. Happy Holidays!

 

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Forever on Thanksgiving Day, the heart will find the pathway home.
Wilbur D. Nesbit

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During this season of thanks, I'd like to take a moment to let you know how much I appreciate your business. Without clients like you, I could not do what I love: make dreams of homeownership a reality. Please know that I am thankful for you, and that I wish you and yours a peaceful Thanksgiving and a joyful holiday season.

 

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Take the Horror out of Home Buying and Refinancing

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Squeaking floors, creaking doors and wind whistling spookily through the eaves. It can be fun to be scared this time of year, but that doesn't mean your home buying or refinancing experience has to be horrifying. While the unexpected sometimes happens, you'll have nothing to fear on closing day as long as you have a knowledgeable lender by your side. Give me a call to get started.

 

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For an A+ Mortgage Experience, Look No Further

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It's only natural to want the best, and I can help you get it. Every client I assist enjoys an A+ mortgage experience, whether they're refinancing an existing loan or buying a new home. I promise that I'll do everything in my power to make the process stress-free and easy from application through closing. Contact me today to discuss your options!

 

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Buy Your Dream Home for Less than You Expect

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While 20 percent down payments may score the best mortgage interest rates, homebuyers with lower savings are no longer shut out of today's real estate market. There are several loan programs available with down payment requirements of as little as 3 percent, putting dream homes within the reach of many Americans. If you or anyone you know, would like to explore your financing options, contact me today.

 

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If Home is Where the Heart Is, Shouldn't You Live in a Property You Love?

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You once loved it dearly, but it's no longer meeting your needs. Whether it's too large, too small or too old, it's time to move on–and I can help. Contact me today to discuss financing options and start the mortgage pre-approval process. I'll make sure youre prepared to make an offer when you find your new true property love.

 

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Are You on the Fence About Homebuying?

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If you've been on the fence about buying a home, now may be the time to act. According to a recent report from Zillow, buying is better than renting in 66 percent of U.S. metro areas. If you live in one of them, you can break even on a home purchase in as little as two years. Give me a call today to discuss your mortgage options.

 

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Act Now… Before the Federal Reserve Bank Makes Its Move

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According to a recent survey of economists, the Federal Reserve Bank may begin raising its benchmark interest rate as early as August. This rate impacts the borrowing costs of lenders, and when it rises, mortgage interest rates tend to follow. If you've been thinking about buying or refinancing, I encourage you to act now. Give me a call today to begin exploring your options.

 

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Help Your Friends Make Their Dreams a Reality

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We all want what is best for our friends—including the achievement of their dreams. If yours are longing to buy a home or refinance a mortgage, you even have the opportunity to help. Just pass on their names and contact information, and I'll take care of the rest! I promise to treat them to the quality mortgage service every friend of yours deserves.

 

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What Are YOU Waiting For?

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Rates might go lower… My credit score might go up… I need to save just a little more… I don't have time for the hassle… You can always find some reason to delay buying a home or refinancing your mortgage. However, too much waiting—especially without consulting your trusted mortgage professional— could cost you in the long run. Give me a call today to discuss your situation, whatever you might be waiting for.

 

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Wouldn't You Like a Mortgage You Can Love?

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Whether you've been stuck in an adjustable rate mortgage, want to reduce your monthly payment, or long for a shorter term, I may be able to help! Property values are increasing and interest rates are still near historic lows, making now a great time to refinance your home loan. Give me a call today to find a mortgage you can love.

 

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Start The New Year on The Right Path

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Did your New Year's resolutions include saving money? Refinancing your mortgage could help you meet your goal! Depending on your situation and qualifications, I may be able to get you into a loan with a lower monthly payment or into a refinance that will shorten the term of your mortgage. Give me a call today to explore your options while rates are still near historic lows. Happy New Year!

 

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May You Make Many Wonderful Memories This Holiday Season

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There are many wonderful things about the holidays, though perhaps the best are the warm, joyful memories we create with our family and friends. I wish you many opportunities to reflect on the past, enjoy the present and dream about the future with your nearest and dearest. Have a fantastic holiday and a Happy New Year!

 

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I'm Thankful for Every Moment with Clients Like You

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The Chinese philosopher Confucius once wrote, "Choose a job you love, and you will never have to work a day in your life." That's certainly how I feel about mine. I've loved every moment of my work this past year—particularly those spent with clients like you. Thank you for your continued friendship and support. And I wish you and your loved ones a peaceful and happy Thanksgiving.

 

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Does Your mortgage Give You The Creeps?

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Halloween is supposed to be spooky; your home loan isn't. If thinking about your current mortgage sends chills down your spine, a refinance may be in order. Give me a call today to explore options to lower your monthly payment, reduce your mortgage term or access available equity while interest rates are still low.

 

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When It Comes to mortgages, I'm at the Head of the Class

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Buying a home is a big investment. Don't you want to work with the best in the business? Not only do I have substantial experience in the industry, I'm also committed to delivering A+ service with every mortgage. Whether you're in the market for a purchase or a refinance, give me a call today to discuss your options.

 

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Do You Know What Time It Is?

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It's time to refinance your mortgage! The housing market continues to recover across the nation, with construction and homebuyer activity driving property values up as much as 13 percent in the past year. If you previously lacked enough equity to refinance, your circumstances may have changed. Give me a call today to talk about home values in your neighborhood as well as your refinancing options.

 

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Homeownership: It's Still the American Dream

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From stable housing costs and tax advantages to the freedom to paint your walls, owning a home offers many benefits renting just can't touch. That's why it's still the American dream, with 81 percent of U.S. adults invested in the idea of homeownership according to a 2013 Gallup poll. Whether you're a first time homebuyer or want to move up, I'd love to help. Give me a call today to discuss the latest mortgage options.

 

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There is a New Home in Your Future

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I don't claim to be a psychic, but I see good things ahead in my mortgage crystal ball. Whether you've been dreaming of moving up, downsizing or investing in real estate, now is a great time to explore your home loan options. Give me a call today to get started with a free mortgage pre–qualification and find out what the future may hold for you.

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Change is a Part of Life. Shouldn't Your Home Change with You?

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Is your family growing or shrinking? Are you starting a home-based business or getting ready to retire? Have you discovered a new hobby or set aside an old one? Housing needs often change as our lives evolve. If yours has, you're in luck - interest rates are still low and new homes are going on the market every day. Give me a call for a mortgage pre-approval, and then start your search for the perfect property.

 

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Is It Time to SPRING Into A New Home?

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The birds have returned from their winter vacations. Flowers are preparing to burst into bloom. The days are getting longer, and the world looks brighter. It's spring - and it's also a great time to buy a home. If you've been thinking about moving up, downsizing or investing in real estate, I'd love to help you obtain the right financing. Give me a call to discuss your options today!

 

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Share Your Knowledge, It Is the Best Way to Achieve Immortality

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Today's mortgage industry is quite complex - but that doesn't mean financing has to be difficult. When you work with the right professional - one who has the necessary knowledge and a desire to share it for your benefit - the process can be easier than you imagine. Give me a call today to find out how I can help you buy or refinance a home.

 

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What Has Your Mortgage Done for You Lately?

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If you can't remember the last time thoughts of your mortgage brought a smile to your face, it's time to ditch that dud with a refinance. Thanks to low rates and plentiful options, I may be able to help you find a home loan that better suits your current financial situation and future goals. Give me a call today to discuss your needs.

 

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You Will Never Win If You Never Begin

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What do you want to begin this year? Whether you've been dreaming of going back to school, starting your own business, running a marathon or just waking up each day a little bit happier, I believe you can do it. Here's wishing you the best in 2014. Happy New Year!

 

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Peace, Love and Joy. May the Holiday Season Bring You This and More.

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In the hustle and bustle of the holidays, it's all too easy to forget about giving in the midst of all the getting. I'd like to take this quiet moment to give you my thanks. Thank you for the opportunity to serve you. Thank you for the referrals you send my way. And thank you for your friendship. May the holiday season bring you peace, love and joy–now and throughout the New Year.

 

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This Thanksgiving I'm Thankful for Clients Like You!

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Every day I marvel at my good fortune. Not only am I able to earn a living doing a job I love, but that job also affords me the opportunity to help my clients turn their dreams into realities. This thanksgiving season, know that I am grateful for your business and will continue to be here to serve you for many years to come.

 

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Trade Horror Stories for Happy Endings... when you work with the right mortgage professional

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Everyone has heard the horror stories: the friend whose loan failed to close, the cousin stuck in a bigger mortgage than he could afford, and the neighbor who couldn't refinance. While delays or detours are possible in any mortgage process, they don't have to become the stuff of nightmares. Whether you're buying or refinancing, I'll do my best to ensure your tale has a happy ending.

 

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Turn That Frown Upside Down... with a Refinance That Meets Your Needs

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Does your mortgage make you scowl? Whether your interest rate is too high or you'd prefer a shorter term, I may be able to help. Give me a call to discuss refinance options. Together we'll find a new home loan that meets your needs and turns that frown upside down. Don#39;t delay–rates are on their way up so act now to maximize your opportunities.

 

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For knowledge, experience and service at the head of its class… give me a call!

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Buying a home may be the biggest investment you ever make–so make it wisely. With substantial experience in the industry and years spent learning the intricacies of home finance, I take pride in providing A+ service to homeowners like you. Whether you're thinking about moving up or refinancing to a lower interest rate, give me a call to discuss your options.

 

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If You're Happy and You Know It... share my info with a friend!

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I have the best job in the world–helping families buy homes. I've truly enjoyed assisting you and hope you have been equally pleased with my service. If so, please share my information with your friends who may be considering a purchase or refinance. Your referrals are the very best compliment. And if not, please don't hesitate to let me know. There's always room for improvement, and I sincerely appreciate your feedback.

 

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Worried you don#39;t have what it takes to buy a home? You might be pleasently surprised

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According to data from Ellie Mae, a mortgage#8211;origination software company,the average FICO credit score required for mortgage approval appears to be trending downwards along with the average down payment. If you've been worried that you don#39;t have what it takes to buy a home or refinance your current mortgage, now may be the perfect time to try. Give me a call today to explore your options.

 

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Honesty is Always the Best Mortgage Policy…

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As an experienced mortgage professional, I recognize the importance of integrity. I believe that providing my clients with the best service requires upfront honesty. This means I will never promise what I cannot deliver, make misleading claims, or steer you in a direction that does not serve your best interest. If you'd like the truth about today's low rates and your refinance options, give me a call.

 

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Low Rates and Affordable Pricing Are Creating a "Perfect Storm" for Homeowners

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According to Lawrence Yun, NAR chief economist, there is a sustained uptrend in the real estate industry. Low mortgage interest rates, reasonable property values, and steady increases in median family income have all combined to create a perfect storm of affordability. If you're thinking about moving up or refinancing your current mortgage, today's conditions may be the best we've seen in years. Give me a call to explore your options.

 

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When Spring Cleaning Just Isn't Enough… I'm here to help you buy a home

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You can toss out the clutter. You can dust away the cobwebs. You can scrub those windows until they shine. But if your home is too small, too large, or otherwise fails to fit your needs, spring cleaning alone isn't enough to restore happiness– it's time for a whole new property. From moving up to downsizing, or relocating across town, I'm here to help. Give me a call to explore your mortgage options.

 

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Is It Time to Break Up With Your Mortgage?

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Everyone deserves a perfect relationship, even with their mortgage. If yours is no longer meeting your needs–whether due to a high rate, adjustable rate, or other unfavorable terms–now is a great time to consider moving on. Rates are still low, and the perfect mortgage very well may be waiting for you. Give me a call today to discuss refinance options.

 

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Start the New Year on the right financial foot… schedule your FREE mortgage review today!

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Did you know that rates are still near historic lows? Refinance now and you may be able to reduce your interest and monthly payment. Doing so can yield significant savings, even for those who refinanced a year or two ago. Give me a call today to schedule a FREE mortgage review, and we'll evaluate your options together.

 

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May your home be wreathed in smiles this holiday season... with joy that lasts the whole year through.

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I wish you and your loved ones immeasurable happiness this holiday season and a bounteous and joyful New Year. Clients like you make me smile today and look towards the future with the most positive expectations. It has truly been a pleasure and a privilege to serve you.
Happy Holidays!

 

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A grateful heart is a happy heart, and I am grateful for your business.

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This time of year, I think about all the good things I'm grateful for in life – including clients like you. Thank you for blessing me with the privilege of serving you this year. You've consistently made my days brighter, and I hope I've brightened yours as well. I wish you and your family the happiest of Thanksgivings and a wonderful holiday season.

 

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There's nothing frightening about financing a home... when you work with the right mortgage professional.

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Mortgages don't have to be scary. Whether you're refinancing your current loan or buying your first home, the right professional makes all the difference. I will explain all your options, help you pick the best one, and guide you through each step of the process–reducing the chance of unpleasant surprises. Call me today and take the fear out of financing.

 

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It's fun to share the good things in life... and I hope you'll share my name with friends and family.

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Ice cream, candy, a funny movie – these are just a few of life's "good things" that are even better when shared with those who are special to you. If you've been satisfied with the service you've received, I hope you'll share my name and contact information with others. Your referrals are definitely "good things" in my life, and I sincerely appreciate each one.

 

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I'll Do All the Homework... So You Don't Have To

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Don't spend your last few days of Summer trying to decipher interest rate trends or neighborhood real estate market statistics. If you've been thinking about refinancing, moving up or investing, rely on the insight of a knowledgeable mortgage professional instead. I'll do all the homework necessary to ensure you make the right decision and get the very best mortgage for your financial situation.

 

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Homeownership is STILL the American Dream... for First Timers, Upgraders and Downsizers Alike

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Mortgage interest rates are still at historic lows, making homeownership encouragingly affordable in cities across the nation. Whether you're a first time buyer dreaming of a home of your own, a seasoned homeowner ready to move up into the property of your dreams, or a retiree looking to downsize, there's never been a better time. Give me call to learn more about these great low rates and the programs that are right for you.

 

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Smooth Sailing Ahead for Affordable Options...

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Interest rates are still low and there are a variety of flexible mortgage options available to choose from. Give me a call to review your mortgage – even if you are currently satisfied with your payments. With rates this low, you may be able to refinance into a more affordable product. Call now for a free mortgage review!

 

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Finding the right loan depends on the type of homebuyer you are - find out why!

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There are a number of choices available for homebuyers. Knowing which type of homebuyer you are is helpful in finding the right fit for you. If you are considering refinancing, downsizing, or real estate investing, I can assist you in getting the perfect loan. Call now to find out which type of homebuyer you are and what options are available.

 

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There's no such thing as a one-size-fits-all home...I will find the perfect property for your unique needs!

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One-size fits-all is not just a clothing myth. It rings false for mortgages as well. If you've been thinking about refinancing, moving up or investing in real estate, I can find the perfect loan for your unique needs. Give me a call today to explore your mortgage options and say goodbye to the idea of one-size-fits-all service.

 

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Mortgage interest rates are poised for an increase...Lock in your rate now while they're still low!

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From improving economic indicators, to guarantee-fee basis point increases, all signs point to higher mortgage interest rates in the very near future. If you've been thinking about refinancing, investing, or moving up, you need to act now. Give me a call to discuss your options and lock in today's low rates before they begin to move higher.

 

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Want to keep more money in your pocket each month? I'd love to tell you how!

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There has never been a better time to refinance. Rates are still near historic lows, and acting now could save you thousands over the life of your loan. This means MORE MONEY in YOUR POCKET each month. Invest it, save it for your children's education, or spend it to stimulate the economy. The choice is up to you, but these low rates won't last forever. Call me today!

 

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What are your New Year's Resolutions? Do they include saving money on your mortgage?

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If your New Year's resolutions include saving money on your mortgage through a refinance or the purchase of a new home, you're in luck. Rates are still near historic lows, but they won't remain this way forever. Give me a call to explore your mortgage options. I can help you keep that New Year's resolution.

 

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Blessed is the season which engages the whole world in a conspiracy of love! - Hamilton Wright Mabie (1846-1916)

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May your home and heart overflow with love this holiday season. Mine certainly is, as serving my clients is one thing I dearly love. Please remember, I value your friendship as much as your business and wish you all the best.

Have the happiest of holidays!

 

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Wishing you innumerable blessings this Thanksgiving...and throughout the coming year!

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In this season of thanksgiving, I would like to express my gratitude for your business and friendship. The honor of assisting each client like you is a true blessing. I look forward to continuing our association and wish you a delightful Thanksgiving and joyous holiday season.

Happy Thanksgiving

 

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Act NOW before time runs out... home inventories are falling!

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The Wall Street Journal has reported that available home inventories in many metro areas are shrinking rapidly. What does this mean for you? If you've been thinking about moving up or investing in real estate, you need to act now to secure the best properties! Give me a call today to discuss financing options and how much mortgage you can afford.

 

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Rents are rising... There Has Never Been A Better Time To Invest In Real Estate!

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Did you know recent data has shown significant rent increases in many markets, and the trend is expected to continue? If you've been thinking about investing in a rental property, there has never been a better time. An abundance of properties combined with low rates and still low prices have created a market unlike any before. Give me a call today to discuss how a rental property investment can benefit your financial future.

 

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Don't settle for less than A+ in a mortgage professional... Give me a call for head-of-the-class service!

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Buying a home was a huge financial decision - and your mortgage plays an important role in those finances. I pride myself on helping my clients save their hard-earned dollars, and refinancing at today's low rates could yield substantial savings over the life of your loan. Give me a call for a FREE mortgage analysis. It's just one of the benefits of my A+ service!

 

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I'd love to lend a helping hand... to anyone you know who is thinking about buying or refinancing.

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Do you know someone who wants to buy but is concerned about the lending environment? Or someone who wants to refinance but is uncertain if they can? Don't let confusion keep you - or your friends or family - from making the best decision. I'd love to lend a helping hand (and my experience) to anyone you refer.

 

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'On the fence' regarding buying or refinancing? Low rates won't last forever, so act now!

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Mortgage rates are still near historic lows, but they will not remain this low forever. Buying a new home or refinancing your current mortgage NOW could save you thousands of dollars down the line. Give me a call to explore what I can do to get you 'off the fence' and into a money-saving purchase or refinance.

 

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Do you have mortgage questions? I have answers!

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Is now a good time to move up? Should I refinance? When is the right time to lock? If questions like these have been plaguing you, there has never been a better time to get the answers. I'm only a phone call (or email) away, waiting to put my extensive mortgage experience to work for you! Call today for a no-obligation consultation.

 

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Summer is on the way... and it's the most popular homebuying season. Are you ready?

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If you have been dreaming of purchasing a new home, a vacation property, or investing in real estate, there's no better time than summer. Traditionally, the summer months bring loads of new property listings and lots of great choices. Call me today for a mortgage analysis or new loan pre-approval. We'll have you in prime position when it comes time to buy.

 

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Real estate markets are local... and I have the real scoop on ours.

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The media loves to report national real estate figures. Unfortunately, these figures can be misleading. Values on the other side of the country may not be mirrored by values in our neighborhood. I have the real data on our market, and I'd love to share it with you. If you've been thinking about refinancing or moving up, call me for the real scoop to assist you with your decision. I can provide valuable insight you won't find anywhere else.

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"Word of Mouth" is the best advertisement... and I love it when you refer your family and friends.

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Have you ever received such fantastic service that you just had to tell everyone you know about it? I hope your answer is yes! Creating satisfied clients is my number one goal, whether they are refinancing, buying a new property or just need a few answers. If you were happy with the service you've received, please share my name with family and friends. I truly appreciate every referral sent my way.

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Believe in your dreams… Then go out and live them!

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The New Year often grants us fresh perspective and renewed vigor. It provides the perfect opportunity to examine our dreams, and then take steps to make them realities. If you’ve been dreaming about traveling, going back to school or starting a business, refinancing may help make that dream come true. And if you’ve been dreaming about investing in real estate, there has never been a better time. Give me a call to discuss how I can help you live your dreams.

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Some holidays, more than others, our hearts are filled with gratitude…

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Difficult times can break you or make you stronger. This holiday, more than any other, I feel gratitude. I am grateful I am able to continue to make dreams of home ownership come true. I am grateful for my friends, my health and my family. And I am grateful for you. Thank you for your support through the years. Wishing you and those you love, the happiest holidays ever!


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May your home be filled with love, your heart with gratitude and your voice with laughter… Happy Thanksgiving

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If there is one good thing about tough times, it’s that they make it so easy to be thankful for the things that really matter. I’m thankful for my family, my friends, the opportunities I have to be of assistance, and especially for clients such as you.
I hope you have a wonderful Thanksgiving and a safe and happy holiday season.

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Refinancing doesn’t have to be frightening…

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In today’s mortgage market, refinancing can seem like a frightening prospect. It doesn’t have to be when I’m on your side. I stay current on changing lending requirements so you don’t have to, and I know how to work with any situation to reach the best possible result. Don’t let unfounded fears keep you from refinancing now to a lower rate or lower monthly mortgage payments. Give me a call to discuss your options in the current lending environment.

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It's Time to Fall into the Perfect Home Loan... and I'll Make it Easy

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Mortgage interest rates are still at unbelievable lows, but they won’t stay there forever. There has never been a better time to refinance your current home loan and save! I can make your refinance process as easy as possible whether you have perfect credit and equity or are facing a few challenges. Give me a call and lock in a new low rate today.
P.S. It’s also a great time to buy a new home. Call me to discuss financing options.


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It IS possible to make money in this market... so what are you waiting for?

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Would you like to improve your financial situation, both now and for the future? Investing in rental property at the current low interest rates could generate a cash flow that will allow you to fund a college education, enhance your lifestyle, even lead to a worry-free retirement. Sounds great, right? What are you waiting for? To learn more, give me a call.

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Summertime and the living is easy.. especially in the perfect home

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Summer is traditionally a great time to shop for a new home, and this summer is better than many! Rates are still near historic lows, properties are plentiful and we have an unprecedented buyer’s market. There are even signs that lending standards may be loosening, making homeownership possible for almost anyone again. If you have been thinking about moving up, there is no reason to wait any longer. Give me a call to discuss your options today.

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Two out of three Americans think it's a good time to buy a home... Don't miss out

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According to a recent Fannie Mae survey, two out of three Americans think it's a good time to buy a home. The one out of three who does not runs the risk of missing out on one of the best buyer's markets in U.S. history. Don't be the one who misses out on this nearly unprecedented opportunity to move up or invest in real estate while property prices and rates are low. Give me a call today to examine your options.


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Stop dreaming and start actualizing

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Over the past year, the Federal Reserve pledged to keep its funds rate near zero in order to keep interest rates on loans, such as mortgages, low. However, there have recently been rumblings amongst some officials who think that rate needs to rise. And when it does, mortgage rates are likely to follow. If you've been contemplating a refinance or purchase, I urge you to act now. Lock in one of today's low rates and you'll save significantly over the life of your loan.

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Rising interest rates are on the horizon...Buy NOW before RATES go UP!

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Many financial experts are predicting an eminent increase in mortgage interest rates. While this increase could signify good things for the economy, higher rates are rarely good for your bank balance. Give me a call today to talk about your next real estate move. Purchasing your next home or investment property now could save you thousands over the life of your mortgage.


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Wanted: Knowledgeable professional to help navigate the home buying waters. Must be experienced, dependable, innovative and put customer service first.

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Know anyone who needs to place an ad like this? If so, I’m the one they are looking for! I’d love to help your family, friends and associates with their next real estate purchases. Please pass along my name and contact information and know that I sincerely appreciate your referrals. If you happen to be in need of my services again yourself, let me know. I’m never more than a phone call (or email) away!

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New Year's Resolution: buy the home of your dreams!

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The new year is a time to put in place plans for a better future, whether that means eating better, exercising more, or buying the home of your dreams. With today's low rates and the new tax credit for homebuyers (up to $6500 for those in their current home for at least five years or $8000 for first-timers), there has never been a better time to do just that! I would love to help you examine your options. Call me to get started today!

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W.J. Cameron once said, "Thanksgiving, after all, is a word of action." Thank you for your business and your friendship.

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My business would not be a success without clients like you. Thank you for your loyalty, your friendship and your referrals. I look forward to assisting you for many years to come. May you and your loved ones enjoy a peaceful and blessing-filled Thanksgiving.


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Extra! Extra! Read all about it! Property values are increasing so buy NOW or pay MORE!

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Recent data shows median home sale prices increased an average of 4% in the second quarter of 2009 (and as much as 18% in some areas of the country!). Interest rates also show signs of an upward trend. What does this mean for you? If you've been waiting to move up or invest in real estate until prices (or interest rates) go lower, stop waiting! I can help you take advantage of our current low rates and prices before they are gone forever. Call me today!

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Time waits for no man (or woman)... and now's the time for your next real estate purchase.

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Realty Times recently reported that the Case-Shiller index, which measures housing price movements, shows prices are up in a number of "key markets." Most researchers are now in agreement that prices are bottoming out. What does this mean for you? Time is running out to purchase your dream home, second home or investment property. We will likely never again experience the current combination of low home values and such low interest rates, so call me today!

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Come on in, the water's fine! There's no time like the present to jump into the real estate pool.

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If you've been testing the real estate waters, it's time to take the plunge. Rates are low (though they won't be this low forever) and there are still many properties on the market at unbelievable prices (though the best deals are going fast). Give me a call today to explore your financing options and take the first step toward making the most of these unique market conditions.


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For everything there is a season, and ours is a season of recovery.

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The National Association of Realtors recently reported that buyers are indeed returning to the housing market, evidenced by a sustained increase in pending home sales as well as an increase in mortgage applications. If you are thinking about buying or refinancing, today's low rates and property selection are unbeatable. If you'd like to evaluate your options, give me a call for a free mortgage review today.

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Ready to make your move? There has never been a better time.

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Interest rates are at historic lows, and a variety of flexible mortgage options are available. Great deals can currently be found on almost any type of property. I truly believe there has NEVER been a better time to make the move to your dream home or begin investing in real estate. However, this unique window of opportunity will not remain open forever. Give me a call today to discuss all of your options.

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Real estate is still a wise investment... I can help put it to work for you!

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While home values in some areas of the country have seen a market correction, values nationwide are certain to increase again. If you have equity in your home, now may be a great time to get a fantastic low rate on a home equity loan or line of credit. Use the funds to do a bit of upgrading and increase your home's value even further! If you would like the help of a knowledgeable professional, please remember I'm only a phone call away.


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The winds of change are blowing... where do you want them to take you?

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The recession is faltering, the housing market is improving, rates are at historic lows, and first time homebuyers are now eligible for an $8000 tax credit... our circumstances are certainly changing for the better. If you know anyone looking to buy their first home, I'd love to put them in the perfect mortgage. And if it's been awhile since we've looked at your options, we should sit down together soon. With rates this low, there may be a way we can save you money.

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Know anyone up a creek without a paddle? I can steer them to safer waters.

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There has been a lot of attrition in the mortgage industry as many loan officers have chosen to leave the business. I'm still here though, and I'm excited about the future! If you know of anyone in need of a knowledgeable professional who is in it for the long haul, please pass along my name. I sincerely appreciate assisting clients like you, and those who you refer to me.

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Growth is a natural product of change... let's grow our dreams together!

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Our nation, our economy... everything is changing. Let's embrace these changes and use them as fuel to realize even bigger and better dreams. Give me a call to review your mortgage - even if you are satisfied with your current payment. With interest rates this low, it's possible you may be able to refinance into an even better product. And please pass my name on to anyone you know who may need it. One of my greatest joys is helping clients like you.


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It's time for a new beginning... join me in envisioning a wonderful new year!

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The dawn of a brand new year brings wondrous opportunities to those who are willing to embrace them. I know that 2009 will be my best year yet, and want to help you make it yours as well. If you've been thinking about refinancing or moving up, but have been hesitant to embark down that path, now is the time to act. I'll be with you, every step of the way.

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Happy Holidays
Wishing you a wondrous holiday and a magical 2009

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This year has been challenging for everyone. But often times chaos precedes positive change. I believe that is the case now, and we are headed for more economic stability, protection and security. No matter the global or personal challenges you may face. I am here to serve you as your trusted mortgage advisor. I appreciate your past business and referrals more than words can say. And I wish for you and yours a prosperous, joyful and peaceful 2009.

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Know what I'm thankful for? Clients like you!

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In good times as well as challenging times, the opportunity to serve clients like you is something I'm truly thankful for. Knowing that I've made a difference in your life, whether large or small, means so much to me. I want you to know that I plan to be here for you for many years in the future. Whenever you need me, I'll be waiting. Happy Thanksgiving.


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I'm still here for you... please continue to be here for me?

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Events in the mortgage industry over the past two years have been tough on those of us dedicated to this business. While many have chosen new career paths, I've stuck with it - because helping folks finance their most important investment is so rewarding to me. If you're thinking about buying or refinancing, please remember that I'm still here. And if you know anyone else who could benefit from my knowledge and dedication, please pass on my name.

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Thinking about buying or refinancing? Act now!

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According to the Wall Street Journal, the consumer-price index rose 1.1% in June. Average prices were 5% higher than they were a year ago. If it continues, this inflationary trend will push mortgage rates higher. If you've been on the fence about moving up or refinancing, now is the time to act. For the moment, rates remain relatively low, and there are still great properties on the market at great prices. Give me a call to discuss your options. We'll formulate a plan and set a timeline to help you take advantage of the current conditions.

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Dreaming of a new home?
Your dream can be a reality!

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If you put your dream of a new home on hold because of housing market woes, you are not alone. However, most markets are seeing a favorable upturn, making it easier for current homeowners to move up! The National Association of Realtors reported that sales jumped 20% or more in April in hard-hit areas across the country. This news is also good for refinancers, as it will help to halt declining home values. If you'd like to learn more about the local market and your financing or refinancing options, give us a call!


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Whew, we made it through... and I'm still here to help!

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According to Lawrence Yun, the chief economist with the National Association of Realtors, the second half of 2008 should see an uptick that could lead to home value growth of more than 20% in the next five years. For many, this means they can hope to more than recoup any home value drop they've recently experienced - which is truly good news, whether they need to refinance or buy their next home. If you'd like to discuss your options and the best time to act, please give me a call.

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Change is good... especially when you're moving up!

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There are still hundreds of homes on the market - many priced below market value - and interest rates continue at near historic lows. These factors can add up to big savings if you're thinking about moving up into a newer or larger home. They're also excellent if you're looking to break into real estate investing. I'd love to help you evaluate your options and explore the possibilities. Give me a call today - it doesn't hurt to look!

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Whatever happens in the mortgage industry... I'm still here for you

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The mortgage industry is improving, but the media is still often saturated with negativity. Please know that whether rates rise or fall, I'm still here for you - and quality loan products are available as well. If you have decent credit and a good debt to income ratio, you will likely experience very little difficulty qualifying for a mortgage that meets your financial needs - despite what the media wants you to believe. Give me a call to get the real facts today


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There's no time like the present... to review your mortgage options

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Whether you're in an ARM which is soon to begin adjusting, a fixed rate loan with a larger monthly payment than you'd desire, or would like to access the equity you've built in your home for other investments, there's no time like the present to examine your options. Give me a call to schedule a FREE mortgage review. We'll look at where you are, where you want to be, and how to get you there. I'll be waiting for your call!

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Mortgages don't have to be scary

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Whether you're ready to refinance your current mortgage, buy your next home, or know someone else who is, we want to help. Our commitment to customer education, satisfaction and service makes us the best in the business. Give us a call to get started exploring your options today - we promise you won't find anything scary here!

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Would you give your mortgage an A+?

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Your mortgage impacts your overall financial fitness in many ways. It's too integral to settle for anything less than the best. Would you give your mortgage an A+? If not, now is the time to book your mortgage review. We'll sit down and take a look at your current situation and any refinancing options which may be more in line with your financial goals. This is a free service, so please don't hesitate to schedule a time today.


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Mortgage Success... pass it on

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Mortgage success is my guarantee - hopefully you will agree. If you know anyone planning to purchase a first home, second home, vacation or investment property, please pass along my name. Now is also a great time for many folks to refinance, and I'd love to help any current homeowners figure out if they can benefit. So please don't keep me a secret! I sincerely appreciate your referrals.

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Mortgage Satisfaction...it's my Guarantee

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If your financial circumstances have changed since you closed on your home loan, now is a great time to revisit your terms and options. Whether you are in an adjustable mortgage and would prefer a fixed, want to do a cash-out refi to make home improvements, or now qualify for a lower rate, I can help. Let's talk about your short as well as long-term financial goals and choose the best refinance option for you. I look forward to your call!

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Is Your Family Growing?

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If your family is growing, your living space and storage needs are as well. If you aren't growing a family, you may still find that you need more room- perhaps for a home business or new hobbies- for your everyday life. With so many properties on the market, now is a fantastic time to move up into a home more suited to your long-term goals. I'd love to help you buy one that will grow with you! Give me a call to get started today.


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Be a Part of the World...

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Do you want to be a part of the world? The equity you've built in your home or other real estate investments can make travel to the wild and exotic destinations of your imagination possible. If you'd like to find out how, or get started investing in real estate, just give me a call. Making my clients' dreams come true is my specialty, and I look forward to assisting you soon.

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You have nothing to fear...

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With a great mortgage professional by your side, you'll have nothing to fear the next time you need to finance or refinance your home. I enjoy using my experience and knowledge of the industry to provide you with the education, insight and guidance you need to choose a mortgage which will suit you now and in the years to come. If you are ready to buy, refinance, or know someone who is, just give me a call!

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I've done all the homework... so you don't have to!

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With the variety of mortgage options available today, it takes an expert in financing to match each client with the perfect loan for their personal situation. If you'd like to examine your current mortgage to discover if it is still in line with your goals, please give me a call. Now may be the perfect time to refinance into a new program, access equity for investments, or set bigger goals for your future.


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It's More than just a Home... it's a Tool to Make Dreams Happen!

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Your home is central to your life - it should be your haven of rest, relaxation and rejuvenation. But it should also be seen as a cornerstone upon which to build a foundation for your financial future. The key to that foundation is your home equity. You can access it to help pay for college, invest in your retirement or to invest in real estate. To learn more about using your home as a tool for the future, please give me a call.

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There's Just No Substitute... For a Knowledgeable Lender

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Many mortgage lenders these days are professional in name only... they lack the necessary experience and dedication to truly earn their titles. I promise my clients superb service, incomparable insight, and the benefit of my unparalleled experience in the mortgage industry. If you would like to work with someone who is truly a master in the field, please give me a call today.

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Special clients like you... make my dream job possible.

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Few professionals truly love their jobs as much as I do. I am genuinely grateful to be able to assist clients like you in reaching your dreams each and every day. Whether you're longing to move up, invest in real estate, purchase a vacation property or second home, or know someone who wants to take the first step to home ownership, I'm only a phone call away.


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You're too important... for an assembly-line financing experience.

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You deserve the best out of life, whether that's a relaxing day at the spa or just knowing that you have a knowledgeable professional looking out for your financial interests whenever you refinance or apply for a new mortgage. I promise my clients only the best in products, rates, service and advice - and I'm always available. So don't hesitate to call on me at any time.

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What do I value most about my business? Clients like you!

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Working with clients like you has made my business a success... and it has also made each day enjoyable. I sincerely thank you for choosing me as your mortgage professional and hope that you've been satisfied with the service I've provided. I'd love to work with other clients just like you - so please don't hesitate to refer friends and colleagues. I appreciate your referrals!

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The best mortgage consultant will guide you... every step of the way!

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It's not your job to know the steps required to get from loan application to approval - but it is mine. I guide my clients through the process and take the time necessary to ensure that they understand each step. If you know anyone in need of a mortgage, I'd love to share my knowledge and commitment to excellence with them as well. Remember, I appreciate your referrals.


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Stress Free Financing... it isn't just a dream!

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While buying a new home can be an exciting and joyous occasion, the financing process often isn't. Even with perfect credit, issues may arise and changes may need to be made. A great lender will handle those issues and relieve (even eliminate) their client's stress. If you're ready to live the dream of stress-free financing, please give me a call. I promise to keep YOU happy!

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The kids are back to school... but wise people never stop learning.

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If you would like to learn how to use your mortgage as a tool to build a solid financial foundation, please give me a call. I understand that your home is so much more than just a place to live; it could even be your key to a fantastic financial future! Let me show you how.

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Am I lucky or what? My favorite clients refer their friends...

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My favorite clients refer their friends... who are similarly wonderful! Nothing makes me happier than knowing that you were satisfied with my service and trust me enough to refer others. I've built my business on your referrals and am grateful for each one. You've helped me to make my career what it is - I sincerely thank you!


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As your mortgage advisor... I'm here for you.

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As your mortgage consultant, I'm here when you need me - each time you finance a property or even in between those times. Whether you are interested in refinancing, need a referral to a Realtor or other professional, or are interested in investment ideas, I'm only a phone call away

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With some lenders... You're just a number.

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A good mortgage consultant should treat clients, and their financing, as a top priority. This includes returning phone calls and emails promptly, as well as keeping the client informed throughout the process. If you know of anyone who'd like to work with such a professional, please give me a call. They'll be "number one" in my book.

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Life's too short... Not to work with a lender who cares.

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A lender who truly cares can make all the difference in your financing experience. Why waste your valuable time (and money) on one who doesn't? If you'd like to work with a competent professional, committed to going above and beyond client expectations to deliver the very best, please give me a call.
**Also avaliable with realtor text


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Kick back & relax. Your loan is handled.

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Your loan is handled... not every loan officer can say that with confidence. But I can. If you know of anyone else who would appreciate a stress-free financing, please pass on my name. My business is based on your referrals, and I sincerely appreciate each and every one of them.

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Inner Peace (adj.) ~
A mortgage consultant you can trust.

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The guidance of a trustworthy and experienced mortgage professional can take the stress out of any home financing experience. Whether you're considering investing in rental properties, buying a vacation home, cashing out some equity, or know of a friend or family member who would like my assistance - I'd love to help.


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The stress free loan. It really does exist.

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Applying for a mortgage doesn't have to be a stressful experience - if you're working with the right loan officer. My knowledge, experience and creative loan options will take the worry out of financing - whether you need a home equity loan, a cash out refinance, or a mortgage for your dream home. Just give me a call today ... and relax!

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Your next home financing can be just as sweet...

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Whether you're thinking about moving up, investing in real estate, or a cash out refinance, home financing can (and should) be simple, straightforward and stress free. If you are ready for a sweet financing experience, give me a call. And as always, your referrals are greatly appreciated!

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A lot of things in life are difficult... home financing shouldn't be one of them.

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Financing or refinancing your home should be an easy and elegant experience. And it can be, if you work with an experienced mortgage consultant you can trust. If you or someone you know is considering financing a home, give me a call. I'll show you just how easy it can be.


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More than a loan officer... Your personal mortgage consultant.

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My promise to you spans far beyond securing a great rate and closing on time. I'm here for you after you've financed as well. Whether you're thinking of refinancing, purchasing an investment property or would just like a referral to a good professional, I'd love to hear from you.

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Some things in life you know you can count on...

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You can count on me. As your mortgage consultant, I hope you know you can count on me not only for the financing or refinancing of your home, but for tax questions, investment ideas, referrals to other professionals, and of course to help you with a yearly mortgage analysis. If you, or a friend or family member, need anything at all, please don't hesitate to call.

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It's the little things in life that really matter...
...and the peace of mind that comes from knowing a mortgage professional you can trust.

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In the uncertain, and often confusing, world we live in, it's important to have trust in the people around you, including your mortgage professional. You need one who is knowledgeable, personable, and who has your best interests at heart. Such simple things, but so invaluable. I am such a mortgage professional. Give me a call, and put your trust in my experience.


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In these uncertain times... it's good to have a mortgage consultant you can count on to help guide you along the way.

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While there is a lot of economic uncertainty in the world, there doesn't have to be uncertainty in your own financial world. If you (or someone you know) would like to brainstorm ideas on creating extra cash or keeping the cash you have safe in a real estate investment, give me a call.

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You just be happy...
...leave the stress to us!

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Whether you're building, buying or refinancing, securing the right home loan can be an easy, stress-free and yes, even happy process - when you work with the right mortgage professional. If you are ready for a stress-free loan please give me a call. And if you know of someone who could benefit from my professional services, I'd appreciate it if you'd pass on my name.

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Real Estate... Still the #1 investment.

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Investment trends come and go. But financial experts agree - real estate is still the best long term investment there is. If you are thinking of moving up to increase your equity, investing in rental properties, or know of someone ready to buy their first home, I'd love to help you (or them) leverage the available cash to create the best possible return.


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Securing the right home financing shouldn't be an uphill battle.

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This may be the right time for you to move or refinance, but it's never a good time to have problems with your mortgage. It pays to work with a professional you know and trust - whatever your financing needs. If I can help you with any financing situation,
please call.

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What's as comforting as a good book at the end of a long day? A mortgage consultant you can trust.

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Knowing your personal mortgage professional is waiting in the wings the next time you choose to buy or refinance is a reassuring feeling. If you know of someone who may be in need of a mortgage consultant they can trust, please pass on my name. I would welcome the opportunity to work with more clients like you!

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Financing your home should be this stressful...

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Life is stressful enough. When it comes time to finance or refinance your home, you should be able to work with a mortgage professional who will provide you with great rates, the perfect loan product and no hassles. Luckily... you can. Give me a call when you're ready - and relax.


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Whatever you need from me as your mortgage consultant... My door is always open.

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Whether you'd like a mortgage analysis, have a tax question, or just want to brainstorm mortgaging a second home, give me a call. I'm here when you need to finance, of course. But I'm also here for all those times in between, when all you need is a little information.

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A message from your mortgage consultant ~
"Let me introduce you to some people I trust..."

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I realize how important it is to feel secure with the professionals you work with. Over the years, I have gathered a list of qualified and trustworthy professionals in the financial and homebuying industries. Please call if I can help you with a referral.
P.S. If you know someone who would appreciate the services I provide, please call me with their name and number and I will be happy to follow up with them.

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As your mortgage professional, I'm here to help you...
Grow Your Dream.

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Reaching one's financial and housing goals nearly always involves mortgage financing in one form or another. I want you to know I'm here any time you'd like advice (or just to chat) about reallocating debt, buying investment properties or
financing the home of
your dreams!


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All lenders... are not created equal.

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Mortgage companies come (and go) especially when interest rates are low. If you are in the market for a mortgage or a home equity loan... it's important to choose a lender you know will give you honest answers, low rates and great service.

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Relax ...your loan is handled.

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Whether you are refinancing or buying your dream home, your home mortgage is one thing you shouldn't have to worry about. Knowing your financing is in the hands of an informed and caring professional allows you the freedom to focus on the other important things in life. Give me a call with any financing questions you may have

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Whatever you're thinking about... It's good to know a mortgage consultant you can trust.

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When it comes to mortgage advice, trust is crucial. A true mortgage consultant can arrange the best possible financing when you need it, but is also available to guide you through the important financial decisions you may be considering. If I can help you (or someone you know) with a financing need, concern or question, please do not hesitate to call.